During a period when most investments have lost value, it is common for investors to seek out the few assets that are performing well and then gravitate their portfolio towards these. I think this is particularly the case in an inflationary environment where any...
The US Federal Reserve has started to raise interest rates to combat inflation. The expectation is that they will continue to raise interest rates throughout the year and that these increases may be significant. Investors are concerned that these interest rate...
What happened with Gamestop and several other companies whose stocks went from rags to riches in a matter of days? Is this the battle where individual investors fight the good fight against evil hedge funds? Unfortunately, that may not be the case. As with any brutal...
There are many ways a financial planner adds value to their relationship with clients. At Gary Alpert & Associates, we are always available for you. Some of the questions we help our clients answer include: 1. Should l refinance my mortgage again? 2. Should l...
Dude, where’s my cash reserve is never a question you should be asking yourself. Having 6 months of expenses in an FDIC insured account is the only way to go. You shouldn’t have any less, but circumstances may cause you to need more. Cherish that cash reserve. Be...
Dear Retirees, I wanted to start by congratulating you on getting to this point. You’ve worked hard for a number of years and have had the discipline to consistently save and accumulate the nest egg you have today. No more having to wake up at 4-5 AM in the morning to...
