Dear Retirees – Hang Loose Don’t Hang Ten

Dear Retirees, I wanted to start by congratulating you on getting to this point. You’ve worked hard for a number of years and have had the discipline to consistently save and accumulate the nest egg you have today. No more having to wake up at 4-5 AM in the morning to...

If (You’re Sure) It Ain’t Broke Don’t Fix It

“If it ain’t broke don’t fix it” is one of my favorite proverbs. However, with all due respect to the great Bert Lance who coined the phrase, I’d like to make a modification that especially rings true in the investment world. Do we determine whether something is broke...