Bonds are the Ghost of Christmas Future

The US Federal Reserve has started to raise interest rates to combat inflation. The expectation is that they will continue to raise interest rates throughout the year and that these increases may be significant. Investors are concerned that these interest rate...

The Gamestop Battlefield

What happened with Gamestop and several other companies whose stocks went from rags to riches in a matter of days? Is this the battle where individual investors fight the good fight against evil hedge funds? Unfortunately, that may not be the case. As with any brutal...

Current Market Conditions

As we close out 2018, I realize that the significant US stock market declines during the month of December have concerned most people. It is a reminder that investing money is a very serious business and that there are no cookie-cutter investment solutions that work...

A Note on Recent Market Volatility

I am sure that a lot of you have been inundated by news headlines and media reports related to recent volatility in the stock market.  Rather than selecting from a variety of third-party discussion pieces on this matter, I wanted to give you my opinion while...

Your Portfolio’s Honeymoon Phase

Most of us are familiar with the honeymoon phase of a relationship; those first 6 months (or so) when you are positive that you’ve met your handsome prince or your beautiful princess. Then reality kicks in. It is only during periods of adversity that you know for sure...

Questions We Help Our Clients Answer

There are many ways a financial planner adds value to their relationship with clients. At Gary Alpert & Associates, we are always available for you. Some of the questions we help our clients answer include: 1. Should l refinance my mortgage again? 2. Should l...