Questions We Help Our Clients Answer

There are many ways a financial planner adds value to their relationship with clients. At Gary Alpert & Associates, we are always available for you. Some of the questions we help our clients answer include: 1. Should l refinance my mortgage again? 2. Should l...

Dude, Where’s My Cash Reserve?

Dude, where’s my cash reserve is never a question you should be asking yourself. Having 6 months of expenses in an FDIC insured account is the only way to go. You shouldn’t have any less, but circumstances may cause you to need more. Cherish that cash reserve. Be...

Dear Retirees – Hang Loose Don’t Hang Ten

Dear Retirees, I wanted to start by congratulating you on getting to this point. You’ve worked hard for a number of years and have had the discipline to consistently save and accumulate the nest egg you have today. No more having to wake up at 4-5 AM in the morning to...

Cash – Revisiting an Old Friend

The next time you look at your financial assets, I ask that you not forget about your cash. Cash has become the ugly stepchild of the financial world over the last few years. We cast it aside, look at it crossly, and ask it why it couldn’t generate more than 10 cents...